When people turn 65 and enroll in Medicare, one of the biggest surprises is this: routine dental and vision care are NOT covered by Original Medicare.
If you’re wondering whatโs included and how to get full coverage for your eyes and teeth, hereโs the full breakdown.
What’s Inside?
- Does Medicare Cover Dental?
- Does Medicare Cover Vision?
- How to Get Full Dental + Vision Coverage
- Pro Tip: Donโt Wait for a Problem
- Final Thoughts
Does Medicare Cover Dental?
Original Medicare (Parts A & B) does not cover:
- Dental cleanings
- Fillings or tooth extractions
- Dentures or dental implants
- Routine oral exams
What is covered?
Medicare only covers dental care if itโs medically necessary as part of another procedure.
Example: If you’re in the hospital and need a tooth extraction before heart surgery, Medicare Part A may cover it.
๐ For broader coverage, consider a Medicare Advantage plan with dental included. See your options here ยป
Does Medicare Cover Vision?
Original Medicare also leaves out most vision services. It does not cover:
- Eye exams for glasses or contacts
- Eyeglass frames or lenses
- Routine vision checkups
What is covered?
Medicare will cover some vision care, but only if it relates to a medical condition:
- Cataract surgery and one pair of post-surgery eyeglasses
- Diabetic eye exams
- Glaucoma tests (for high-risk patients)
For routine care, youโll need either:
โ
A standalone vision insurance plan, or
โ
A Medicare Advantage plan with vision benefits
๐ก Want help comparing plans? Our Medicare Support Team can walk you through it.
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How to Get Full Dental + Vision Coverage
To get coverage beyond the basics, you have three options:
- Medicare Advantage (Part C) โ Many of these plans bundle dental, vision, hearing, and more into one package.
๐ Compare Medicare Advantage plans now - Stand-alone dental or vision plans โ You can add private plans just for dental or vision through licensed agents.
- Discount programs โ Not insurance, but may offer savings for basic care.
Pro Tip: Donโt Wait for a Problem
Most dental and vision issues arenโt covered unless youโre already in a plan. Waiting until something goes wrong might leave you with no coverage and a big bill.
๐ Need help finding the right plan?
Our health insurance consulting team is available MonโFri, 9AMโ5PM.
Final Thoughts
Original Medicare is a great start, but it leaves big gapsโespecially for your teeth and eyes. The good news? There are plenty of affordable options to add dental and vision to your Medicare.๐ Let SecureSafer help you choose the right path.
Visit SecureSafer.com or call us at (646) 444-2020 for personalized guidance.
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