Telehealth is no longer just a pandemic trend—it’s part of everyday care.
If you’re on Medicare, you may wonder: Does Medicare cover telehealth in 2025?
The short answer is yes. Medicare covers many telehealth services, including mental health visits, chronic care check-ins, and even audio-only calls—at least through September 30, 2025. This article will walk you through what’s covered, how much it costs, and what happens after 2025.
What Is Telehealth?
Telehealth lets you talk to a doctor, therapist, or specialist using a phone, tablet, or computer—without going to an office. It’s ideal for checkups, therapy, managing chronic conditions, or getting prescriptions.
Medicare defines telehealth as live, two-way communication between a patient and provider. This includes:
- Video visits
- Audio-only calls (for specific services)
- Remote mental health care
Does Original Medicare Cover Telehealth?
Yes. Medicare Part B covers a wide range of telehealth services.
Covered Services Include:
- Office visits and consultations
- Mental health counseling
- Substance use disorder therapy
- ESRD and dialysis-related services
- Nutrition therapy
- Stroke assessments
You must use a provider who accepts Medicare and offers telehealth services.
💡 Pro Tip: Some telehealth services can be done with just a phone call—no video required. This applies to mental health and substance use services.
ADVERTISEMENT
Medicare Telehealth Coverage Timeline
| Time Period | Policy |
| Now–Sept 30, 2025 | You can get most telehealth services from anywhere, even your home, not just rural areas. |
| After Sept 30, 2025 | Most non-mental health services will only be covered if you are in a Medicare-approved facility in a rural area. However, mental health, stroke, and dialysis check-ins will remain home-eligible. |
What About Medicare Advantage Plans?
Medicare Advantage (Part C) plans are required to cover at least what Original Medicare covers—but most offer additional telehealth benefits, including:
- More specialties available virtually
- $0 copays for telehealth visits
- Longer access to at-home visits—even after 2025
🔎 Always check your specific plan’s benefits on Medicare.gov.
What Does It Cost?
Under Original Medicare (Part B):
- You pay: 20% of the Medicare-approved amount after the Part B deductible.
- Good news: There’s no extra cost just because it’s a virtual visit.
Under Medicare Advantage:
- Copays vary. Some plans offer $0 virtual care.
- Check your EOB (Explanation of Benefits) or call your insurer.
How to Use Medicare Telehealth Services
- Check with your doctor to confirm they offer Medicare-covered telehealth.
- Schedule the appointment like any other visit.
- Make sure your device is ready—phone, tablet, or computer.
- Use a secure link or app your provider sends you.
- After the visit, check your Medicare Summary Notice (MSN) for the charge.
What Happens After 2025?
Unless laws change, some telehealth flexibilities will expire on September 30, 2025. This means:
- You may need to be in a rural area or medical facility for non-behavioral health services.
- Mental health and substance use services can still be done from home.
- Medicare Advantage plans may keep offering broader home access, depending on your plan.
Final Thoughts
Yes, Medicare covers telehealth in 2025—including from your living room.
If you’re managing health from home, this coverage can be a game-changer.
✅ Stay informed.
✅ Compare your Medicare options.
✅ Talk to your doctor or plan rep.
And remember: Open Enrollment runs from October 15 to December 7—an ideal time to switch plans if you want better virtual care access.
📞 Need one-on-one help? Our local experts are here to guide you through every step.
👉 Visit SecureSafer.com or call (646) 444-2020
ADVERTISEMENT