Health Insurance Consultancy
Free or low-cost coverage through Medicaid, the Essential Plan, and the NY Marketplace.
New York has more affordable health coverage than most residents realize — Medicaid, the Essential Plan, Child Health Plus, and subsidized Marketplace plans through NY State of Health. As licensed brokers we walk you through eligibility, enroll you in the right plan, and stay on as your point of contact when life or income changes.
Benefits
What you actually get.
- 1Free enrollment help — we're paid by carriers, not you
- 2Compare every major NY carrier: Fidelis, Healthfirst, MetroPlus, EmblemHealth, UnitedHealthcare, Ambetter and more
- 3Language support in six languages
- 4Ongoing plan reviews when your income, family, or job changes
- 5Help with documents, income verification and NY State of Health portal issues
Signs you might need this
If any of these sound familiar, we should talk.
You just moved to New York and need coverage fast
You lost employer coverage or COBRA is running out
Your household income changed and you're not sure if you still qualify for Medicaid
You're self-employed, freelancing, or a 1099 contractor
You're paying too much for a Marketplace plan and want to compare
Your child needs coverage through Child Health Plus
Our process
Simple, structured, no surprises.
- 01
Quick eligibility check
A 10-minute call to review income, household size, and current coverage.
- 02
Plan comparison
We walk you through your best options across every NY carrier — subsidized and private.
- 03
Enrollment
We complete the NY State of Health application with you, upload documents, and confirm effective date.
- 04
Year-round support
Coverage questions, ID cards, life-event changes, appeals — one number to call.
Why Secure Safer
Why families choose us for health insurance.
- Licensed New York brokers — plans and eligibility confirmed by a professional, not a chatbot.
- No-cost, no-pressure consultations. We're compensated by carriers, so guidance is free to you.
- Multilingual support in English, Spanish, Bengali, Hindi, Urdu and Punjabi.
- 15+ years serving New York families, seniors and small businesses.
Local expertise
Health Insurance help in your area.
Client stories
Trusted by New Yorkers.
"The life insurance policy I got through Secure Safer gives me peace of mind knowing my family is financially protected. Their team was patient and knowledgeable."
"Secure Safer made navigating Medicaid so easy. They guided me through every step, ensuring I got the coverage I needed for my family."
"Thanks to Secure Safer, I now have a secure retirement plan in place. Their personalized approach to IUL and annuities was exactly what I needed."
FAQ
Health Insurance — questions we hear
Don't see your question? Call us at (646) 444-2020 or request a callback — a licensed agent will get back to you within one business day.
Is your service really free?
Yes. Licensed agents are paid a fixed commission by insurance carriers, set by regulators. Whether you enroll with us or directly with the carrier, the premium is identical — you just get expert help.
Can you help if I already have coverage?
Yes. Plan reviews are one of the most common reasons people call us. If your current plan still fits, we'll say so. If a better option exists, we'll show you side by side.
What documents do I need to enroll?
Usually a photo ID, Social Security number, proof of income (recent pay stubs or last year's tax return), and immigration status documents if applicable. We tell you exactly what to gather before the appointment.
How fast can coverage start?
Medicaid and the Essential Plan can start the first of the following month. Marketplace plans follow standard enrollment windows unless you qualify for a Special Enrollment Period after a life event.
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Learn more →Talk to a licensed agent
Ready to talk about health insurance?
Call a licensed agent or request a callback. Most consultations take 15–30 minutes and we'll never charge you a fee.