Terms of Service

These Terms of Service ("Terms") govern your use of the website at securesafer.com (the "Site") operated by Secure Safer Insurance Consulting ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for lawful purposes only. You agree not to misuse the Site, including by attempting to gain unauthorized access, interfering with its operation, submitting false or misleading information through our forms, or using automated tools to scrape content without our permission.

No Insurance Advice via the Website

The information on this Site is provided for general educational purposes and is not a substitute for personalized insurance advice. Submitting a form or contacting us does not create an agency or broker-client relationship until a licensed agent confirms engagement. Coverage availability, benefits, and premiums vary by carrier, plan, and location.

Medicare & Government Program Notice

We are not affiliated with, endorsed by, or representing any government agency. We do not offer every plan available in your area. We currently represent multiple organizations offering many plans in your service area. For information on all available options, contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP).

Third-Party Links & Carriers

The Site may link to third-party websites or reference insurance carriers, Medicaid programs, and care providers we do not control. We are not responsible for the content, accuracy, or practices of third parties.

Intellectual Property

All content on the Site — including text, graphics, logos, and design — is owned by or licensed to Secure Safer Insurance Consulting and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

To the fullest extent permitted by law, Secure Safer Insurance Consulting and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or any information provided through it.

No Warranties

The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that information is always current or complete.

License & Availability

Secure Safer Insurance Consulting is a licensed insurance agency in New York and additional states. Licensing and product availability vary by jurisdiction. Not all services are available in every state we serve.

Changes to These Terms

We may revise these Terms at any time. The "last updated" date above reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-law principles. Any disputes shall be resolved in the courts located in New York County, New York.

Contact Us

Questions about these Terms? Contact us:
Secure Safer Insurance Consulting
(646) 444-2020
hello@securesafer.com