Medicare Services
Free Medicare guidance for anyone turning 65, comparing plans, or reviewing current coverage.
Medicare is a maze of parts, plans, penalties and enrollment windows. As independent Medicare brokers we sit on your side of the table — comparing Original Medicare, Medicare Advantage, Medigap and Part D across every major carrier so you get the coverage that fits your doctors, prescriptions and budget.
Benefits
What you actually get.
- 1Free plan reviews — no pressure, no fee, no obligation
- 2Compare Medicare Advantage, Medigap (Supplement) and Part D across every major carrier
- 3Check your doctors and prescriptions against each plan before you enroll
- 4Understand Extra Help, MSPs, and dual-eligibility if you qualify
- 5Annual Open Enrollment reviews so you're never overpaying
Signs you might need this
If any of these sound familiar, we should talk.
You're turning 65 in the next 6 months
You're still working past 65 and unsure whether to enroll
Your prescriptions changed and your current Part D no longer fits
You want to see whether Medigap or Medicare Advantage is better for you
You're paying a late-enrollment penalty and want to fix it
You lost employer coverage and need a Special Enrollment Period
Our process
Simple, structured, no surprises.
- 01
Discovery call
We review your health, doctors, prescriptions, and budget.
- 02
Custom comparison
You see a clear side-by-side of the best plans for your situation.
- 03
Enrollment
We handle paperwork and confirm effective dates with the carrier.
- 04
Annual review
Every fall we recheck your plan against next year's options.
Why Secure Safer
Why families choose us for medicare.
- Licensed New York brokers — plans and eligibility confirmed by a professional, not a chatbot.
- No-cost, no-pressure consultations. We're compensated by carriers, so guidance is free to you.
- Multilingual support in English, Spanish, Bengali, Hindi, Urdu and Punjabi.
- 15+ years serving New York families, seniors and small businesses.
Client stories
Trusted by New Yorkers.
"The life insurance policy I got through Secure Safer gives me peace of mind knowing my family is financially protected. Their team was patient and knowledgeable."
"Secure Safer made navigating Medicaid so easy. They guided me through every step, ensuring I got the coverage I needed for my family."
"Thanks to Secure Safer, I now have a secure retirement plan in place. Their personalized approach to IUL and annuities was exactly what I needed."
FAQ
Medicare — questions we hear
Don't see your question? Call us at (646) 444-2020 or request a callback — a licensed agent will get back to you within one business day.
When should I enroll in Medicare?
Your Initial Enrollment Period is a seven-month window around your 65th birthday. Missing it can create lifetime penalties for Part B and Part D unless you have qualifying employer coverage.
Medicare Advantage vs. Medigap — which is better?
It depends on your doctors, prescriptions, travel patterns, and budget. Advantage plans cap out-of-pocket costs and often include extras like dental and OTC allowances. Medigap gives you the widest provider network with predictable costs. We compare both for you.
Do you offer every plan in my area?
We don't offer every plan available. For a full list, visit Medicare.gov. We do work with all the major NY carriers and represent enough options to build a real comparison.
Can you help with Extra Help or Medicaid?
Yes. If your income qualifies, we help you apply for Extra Help (LIS), Medicare Savings Programs and full Medicaid dual-eligibility.
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Learn more →Talk to a licensed agent
Ready to talk about medicare?
Call a licensed agent or request a callback. Most consultations take 15–30 minutes and we'll never charge you a fee.